QuickBooks Financing
Get the funds you need quickly and easily with our QuickBooks financing options.
Apply in Minutes
Find competitive unsecured business loan rates and options
Credit Score
Payment Frequency
Draw As Required
Our flexible credit line serves as an immediate extension of your operational capital.
Adaptable & Renewable
We offer immediate renewals and early settlement discounts for lower interest rates.
Pay Only When Utilized
Access the full amount instantly or draw as required. Secured alternatives available.
Why choose QuickBooks Financing?
QuickBooks Financing is becoming a go-to option for many businesses seeking working capital. Since many owners already recognize the Intuit QuickBooks brand, the transition feels natural. Beyond accounting software, QuickBooks also provides several funding solutions in the financial marketplace, each with its own advantages and drawbacks. To qualify, businesses must be using QuickBooks accounting software, as loan decisions rely on that financial data. If you’re considering QuickBooks Capital, it’s important to understand the programs available and the specific information your business will need to provide.
Amount funded
Up to $5,000,000
Repayment term
4 months – 2 years
Financing cost
Starting at 8%
Funded within
1 day
QuickBooks Financing: Helping Your Business Achieve Better Results!
Fast Results
It takes just 5 minutes to fill out your application and just a few hours to get offers!
Flexible Terms
We help you compare your options with ease and always work to get you the most favorable terms.
Expert Support
Our advisors will make sure that the product you have chosen will suit your business needs best.
How QuickBooks Financing Works
QuickBooks Financing is powered by Intuit Financing Inc., the parent company behind QuickBooks software. Through QuickBooks Capital, businesses can access short- or long-term loans and credit lines using data already available in their QuickBooks account. Qualification is determined by your business cash flow data and a soft credit check, which won’t impact your credit score. If QuickBooks Capital doesn’t meet your needs, Intuit connects you with one of its lending partners to find the right solution.
Advantages
- Apply easily with your QuickBooks data
- Streamlined process with fast funding in 1–2 days
- No early repayment penalties
- Trackable ACH weekly payments
- Loan amounts from $1,500 to $100,000
- Terms from 6–12 months
- Competitive interest rates between 3.13% – 8.49%
Disadvantages
- Available only to QuickBooks Accounting users
- Invite-only access
- Shorter repayment terms (6–12 months)
- Personal credit and business history are considered
- Revenue outside QuickBooks may not count toward qualification
QuickBooks Alternatives
If QuickBooks Capital isn’t the right fit, you can explore their marketplace or independent lenders. Alternatives include Kabbage (business lines of credit with a mobile app), Fundbox (fast credit and no-penalty early repayment), LDC Funding (short-term loans up to $1 million), and QuarterSpot (repayment terms up to 18 months). These options offer different limits, rates, and flexibility compared to QuickBooks.
Why Choose QuickBooks Financing
QuickBooks Financing is ideal for businesses seeking between $1,500 and $100,000 with repayment terms of 6–12 months. The simple application process, integration with QuickBooks data, and no-fee early repayments make it a popular choice. While limited to QuickBooks users, it remains a highly rated option for small-scale financing needs. If you don’t qualify, alternative lenders are always available.
Got some questions?
Get started now. Have working capital today.
Answer a few basic questions about your business to see all your financing options in minutes.