Terms Of Use

Unlock cashflow to help scale your business operations.

General Acceptance

Applications submitted through electronic means carry the same legal weight as those with physical signatures. All information provided, including financial documents, schedules, and supporting materials, is presented to secure financing and is confirmed to be accurate, truthful, and comprehensive.

US Patriot Act

Federal regulations require financial institutions to collect, verify, and maintain identification records for individuals and businesses seeking loans to combat terrorism financing and money laundering. During the application process, you'll need to provide your business name, location, and Tax ID Number. Personal details such as your full name, residential address, birth date, and additional verification information will also be requested. Valid identification documents like a driver's license may be required for confirmation purposes.

For Loan/Merchant Services

The merchant and associated owners or officers submitting the application confirm that: (1) all submitted information and documentation, including payment processor statements provided to Lendex Funding LLC, are accurate and complete, (2) any changes to provided information or financial status will be reported immediately, (3) Lendex Funding is authorized to share all obtained information, including credit reports, with third parties involved in commercial lending and Merchant Cash Advance transactions, (4) these third parties may rely on and share this information, (5) Lendex Funding and its associated parties may request investigative reports, credit histories, financial statements, and verification data as needed, (6) applicants release all parties from claims related to information handling, (7) each signing officer confirms authority to represent the merchant, (8) consent is granted to receive communications via mail, fax, text, and email for account updates and notices, and (9) this application is for commercial purposes only.

For Equipment Services

I confirm that: (1) all provided information is accurate, (2) authorization is granted to verify banking, credit, and trade references, with said references permitted to release requested information, (3) this authorization includes obtaining personal credit profiles for application review and subsequent account management, renewal, or extension purposes, (4) information may be transmitted electronically or manually to underwriters, with full responsibility accepted for such transmission, (5) I am at least 18 years of age, (6) I understand my Fair Credit Reporting Act rights, (7) I consent to receive communications via mail, fax, text, and email from Lendex Funding and affiliates for updates and notices, and (8) this request serves business purposes exclusively.

Text Messaging

By supplying my mobile phone number to Lendex Funding, LLC, I consent to receiving text and multimedia messages for any purpose related to their services. I understand these communications may concern previously purchased products or services, as well as marketing offers from Lendex Funding, LLC. I acknowledge this consent remains active until I request its removal.

Equal Credit Opportunity

The Federal Equal Credit Opportunity Act prohibits lenders from discriminating against applicants based on race, ethnicity, religious beliefs, national origin, gender, marital status, or age (when legally capable of contracts). Discrimination is also prohibited against applicants whose income includes public assistance or those who have exercised their rights under the Consumer Credit Protection Act. Should your business credit application be declined, you are entitled to receive a written explanation detailing the specific reasons for the decision.

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