Construction Equipment Financing
Get the funds you need to purchase or lease construction equipment.
Apply in Minutes
Find competitive unsecured business loan rates and options
Credit Score
Payment Frequency
Draw As Required
Our flexible credit line serves as an immediate extension of your operational capital.
Adaptable & Renewable
We offer immediate renewals and early settlement discounts for lower interest rates.
Pay Only When Utilized
Access the full amount instantly or draw as required. Secured alternatives available.
Grow Your Business with Modern Construction Equipment Financing
Grow Your Business with Construction Equipment Financing. Searching for construction equipment financing can feel daunting, but it often signals that your business is ready to grow. Financing shows that your company is performing well and prepared to expand — whether that means building an addition or opening a new location. Construction expenses can strain cash flow, especially for owners with lower credit scores. At LDC Funding, we evaluate your business’s overall health and growth potential rather than focusing only on credit history, making it easier to secure the support you need.
Amount funded
Up to $5,000,000
Repayment term
4 months – 2 years
Financing cost
Starting at 8%
Funded within
1 day
Get quick access to construction equipment financing without the wait!
Fast Results
It takes just 5 minutes to fill out your application and just a few hours to get offers!
Flexible Terms
We help you compare your options with ease and always work to get you the most favorable terms.
Expert Support
Our advisors will make sure that the product you have chosen will suit your business needs best.
Commercial Construction vs. Equipment Financing
Commercial construction financing covers the full scope of a building project — from labor and materials to renovations, staffing, and equipment. Construction equipment financing, by contrast, is limited to funding the heavy machinery and tools needed for the job.
How It Works
Large remodels and construction projects can cost thousands or even millions when you add labor, materials, site work, and other fees. Bringing in outside financing keeps your business’s operating cash free so growth and daily operations aren’t interrupted. Debt is often part of scaling a business, and many companies now use alternative lenders to seize growth opportunities without draining working capital.
What Equipment Qualifies
Construction equipment financing is intended to pay for the heavy machinery used on site. Typical examples include:
- Bulldozers
- Compact and dump trucks
- Wheel loaders
- Skid steers
- Backhoes
- Articulated haulers
- Motor graders
- Excavators
How to Apply
Start by choosing a lender — like us — then complete our short online application so we can review your business finances, time in business, and credit profile (we consider businesses with imperfect credit if their overall performance is solid).
You should also prepare a brief business plan or project summary that explains the scope of the build, your current financials, outstanding debts, how your operations run today, and projected cash flow after the project. Once your request is approved, funds are deposited into your business account and you can begin using them right away.
Repayment terms vary by product and merchant needs, so your funding specialist will outline the schedule and options that best suit your project.
Got some questions?
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Answer a few basic questions about your business to see all your financing options in minutes.